Lost pots everywhere
The Pensions Policy Institute estimates £26.6 billion sits in lost or forgotten UK pension pots. Some of that is almost certainly yours.
Every pension. One dashboard. Finally.
The average UK worker has 11 jobs in their lifetime. That’s potentially 11 different pension pots scattered across providers. Fynla brings them all together.
I found £23,000 in a pension I’d completely forgotten about.
Your pensions are probably a mess. That’s normal.
No single view
Each provider has their own portal, their own login, their own projected figures using different assumptions. You’ve never seen the full picture.
Contributions vs reality
Your payslip says you’re contributing 5%. But is that enough? What will it actually be worth in 20 years? Most people have no idea.
Total pension value
£183,400
Current employer (Aviva)
Defined Contribution
£89,200
Previous employer (Scottish Widows)
Defined Contribution
£47,800
Personal Self-Invested Personal Pension (Vanguard)
Self-Invested Personal Pension
£23,000
State pension forecast
36 of 35 qualifying years
£11,502/yr
Your complete pension picture
Multi-pension dashboard
Add every pension — workplace, personal, Self-Invested Personal Pension, old employer schemes — and see them on a single screen. Total value, growth trajectory, and projected income.
State pension forecast
See your state pension entitlement, how many qualifying years you have, and whether you have gaps worth filling.
Contribution tracker
Track what you’re putting in, what your employer matches, and whether you’re maximising your tax relief. See the impact of increasing contributions by even 1%.
Growth projections
Model your pension value at retirement under different growth scenarios — conservative, moderate, and optimistic.
Consolidation analysis
Thinking about consolidating old pensions? Compare fees, fund choices, and projected outcomes for an informed decision.
Retirement income modelling
Translate your pension pots into monthly retirement income. See the gap between what you’ll have and what you’ll need.
Pension tracking: Fynla vs the alternatives
| Feature | Fynla (£8.50–£20/mo) | Provider portals | IFA review (£500–1,500) | Tracing service |
|---|---|---|---|---|
| All pensions in one view | Yes | One per provider | Once a year | Just finds them |
| Growth projections | Customisable | Basic | Yes | No |
| State pension included | Yes | No | Usually | No |
| Contribution optimisation | Yes | Limited | Yes | No |
| Cost | £102–£240/yr | Free (fragmented) | £500–1,500/yr | Free (limited) |
Frequently asked questions
-
Currently, you add your pension details manually — provider, value, contribution rate, and fund type. The manual setup takes about 5 minutes per pension.
-
Yes. Enter your state pension forecast from gov.uk and Fynla incorporates it into your total retirement income projection.
-
Yes, Fynla supports defined benefit pensions. Enter the projected annual pension amount and retirement age, and it's included in your retirement income modelling.
-
That depends on your specific situation — fees, fund performance, guaranteed benefits, and employer match all factor in. Fynla gives you the data to make that decision.
-
The calculation is only as good as the data you provide. Fynla uses evidence-based defaults for growth, inflation, and longevity — but lets you adjust all of them. The Monte Carlo analysis gives you a probability range rather than a single number.
Stop guessing what your retirement looks like
Add your pensions in under 10 minutes. See what you've really got — and what you need to do about it.