Protection gap analysis
See exactly where your life insurance, critical illness, and income protection fall short — and by how much.
Protecting and growing
Are we protected — and are we moving forward?
You’ve got a mortgage, dependants, and growing responsibilities. A family financial protection assessment is essential at this stage. Fynla brings it all together so you can protect what you’ve built while making sure your money is still working for you.
Is this the right stage of your journey?
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You have a mortgage and dependants
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You’re not sure if your life insurance is enough — you need a life insurance gap analysis
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You’ve got pensions from multiple employers
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You want to grow your investments but aren’t sure how much risk to take
What Fynla shows you at this stage
Net worth with property equity
Your home is likely your biggest asset. See your true equity and how it fits your total net worth.
Multiple pension consolidation view
See all your Defined Contribution pensions from different employers in one place, with combined projections.
Investment portfolio tracking
Monitor your investments, understand your asset allocation, and see how your risk profile matches your goals.
Joint financial planning for couples
See both partners’ finances side by side — joint assets, individual pensions, shared liabilities, complete picture.
Features that may be relevant to you
Protection gap analyser
Fynla calculates exactly how much cover you need based on your mortgage, income, and family situation.
Net worth dashboard
Track your complete financial position including property equity, pensions, investments, and debts.
Pension tracker
Consolidate the view of multiple workplace pensions and see what they add up to at retirement.
Investment analysis
Understand your portfolio allocation, risk profile, and whether your investments match your goals.
In Case of Emergency letters
Give your family a clear guide to your finances if the worst happens — policies, accounts, contacts, all in one place.
What do I need to start my journey?
To get the most from Fynla, have these details ready. You don’t need everything at once — you can always come back and add more later.
About You & Family
Personal and family details
- Date of birth (you and partner)
- Number of dependants
- Occupation details
- Health and smoking status
Income & Tax
Household earnings
- Both partners’ salaries
- Tax codes
- Bonus and overtime
- Rental or investment income
Protection Policies
Your existing cover
- Life insurance policy details
- Critical illness cover
- Income protection details
- Employer death-in-service benefit
Property & Mortgage
Your home details
- Property value estimate
- Mortgage balance and rate
- Fixed rate end date
- Monthly mortgage payment
Pensions & Investments
Your growth assets
- Workplace pension statements
- Previous employer pensions
- ISA and investment accounts
- Risk attitude
Your Goals
Family financial priorities
- Protection gap concerns
- Investment growth targets
- Children’s education plans
- Mortgage strategy
Start your journey
You can always skip steps and come back later
Moments where Fynla makes a difference
The Document Your Family Needs
If something happened to you tonight, would your partner know where the pensions are? The mortgage account number? The life insurance provider? Fynla’s In Case of Emergency letter puts everything in one document — auto-populated from your plan.
The Cover You Didn’t Know You Were Missing
Your workplace life insurance pays 2x salary. Your mortgage is 6x salary. Fynla calculates what your family would actually need and shows you the gap — across life insurance, income protection, and critical illness.
James & Emily Carter
Young family with a joint mortgage, workplace pensions, and two children to protect. They need to know if their life insurance is enough and whether their money is working hard enough for the future.
See it in action
Explore Fynla through a real scenario — no sign-up required.
Try Protecting and growing demo